/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.contents{display:contents}.table{display:table}}:root{--red:#cf2030;--red-dark:#a70f22;--ink:#151515;--muted:#646464;--paper:#f6f4f1;--line:#e6e1dc}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);font-family:var(--font-manrope), Arial, sans-serif;background:#fff;margin:0}a{color:inherit;text-decoration:none}.shell{width:min(1160px,100% - 48px);margin:0 auto}.topbar{background:var(--ink);color:#fff;letter-spacing:.02em;font-size:12px}.topbar-inner{justify-content:space-between;align-items:center;min-height:36px;display:flex}.topbar-links{gap:24px;display:flex}.topbar a:hover{color:#ff6877}.site-header{z-index:20;background:#fffffffa;position:sticky;top:0;box-shadow:0 1px #00000014}.nav-wrap{justify-content:space-between;align-items:center;gap:24px;min-height:88px;display:flex}.brand img{width:235px;height:auto;display:block}nav{align-items:center;gap:30px;font-size:14px;font-weight:700;display:flex}nav a{padding:34px 0;position:relative}nav a:after{content:"";background:var(--red);width:0;height:2px;transition:width .2s;position:absolute;bottom:26px;left:0}nav a:hover:after{width:100%}.button{color:#fff;background:var(--red);border:1px solid var(--red);letter-spacing:.01em;justify-content:center;align-items:center;gap:12px;min-height:54px;padding:0 25px;font-size:14px;font-weight:800;transition:all .2s;display:inline-flex}.button:hover{background:var(--red-dark);border-color:var(--red-dark);transform:translateY(-1px)}.button-small{min-height:46px;padding:0 20px}.hero{color:#fff;background:#242424;align-items:center;min-height:680px;display:flex;position:relative;overflow:hidden}.hero-media{background:url(/hero-family.jpg) 50% 42%/cover no-repeat;position:absolute;inset:0;transform:scale(1.01)}.hero-shade{background:linear-gradient(90deg,#0b0b0be8 0%,#0b0b0bb8 41%,#0b0b0b24 72%,#0b0b0b08 100%);position:absolute;inset:0}.hero-content{z-index:2;padding:88px 0 66px;position:relative}.eyebrow{color:var(--red);text-transform:uppercase;letter-spacing:.18em;margin:0 0 18px;font-size:12px;font-weight:900}.eyebrow.light{color:#ff7f8b}h1,h2{font-family:var(--font-playfair), Georgia, serif;letter-spacing:-.035em;font-weight:650}h1{max-width:710px;margin:0;font-size:clamp(52px,6vw,84px);line-height:.99}.hero-lead{color:#ffffffdb;max-width:630px;margin:27px 0 0;font-size:19px;line-height:1.7}.hero-actions{gap:14px;margin-top:36px;display:flex}.button-ghost{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff12;border-color:#ffffff8c}.button-ghost:hover{color:#111;background:#fff;border-color:#fff}.hero-proof{color:#ffffffbf;gap:0;margin-top:58px;font-size:12px;display:flex}.hero-proof span{border-right:1px solid #ffffff42;padding:0 24px}.hero-proof span:first-child{padding-left:0}.hero-proof span:last-child{border:0}.hero-proof b{color:#fff;margin-bottom:4px;font-size:14px;display:block}.trust-ribbon{border-bottom:1px solid var(--line);background:#fff}.trust-grid{color:#606060;grid-template-columns:1fr auto 1fr;align-items:center;gap:30px;min-height:92px;font-size:12px;display:grid}.trust-grid p{margin:0}.trust-end{text-align:right}.partner-mark{color:#181818;letter-spacing:-.05em;font-size:17px;font-style:italic;font-weight:400}.partner-mark:first-letter{color:var(--red)}.partner-mark i{letter-spacing:.15em;text-align:center;font-size:8px;font-style:normal;font-weight:800;display:block}.section{padding-top:112px;padding-bottom:112px}.section-head h2,.guidance-copy h2,.review-band h2,.faq-section h2,.final-cta h2{margin:0;font-size:clamp(38px,4.2vw,58px);line-height:1.08}.split-head{grid-template-columns:1.4fr .8fr;align-items:end;gap:80px;display:grid}.split-head>p{color:var(--muted);margin:0 0 4px;font-size:16px;line-height:1.75}.solution-grid{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:54px;display:grid}.solution-card{border:1px solid var(--line);background:#fff;min-height:350px;padding:36px;transition:all .25s;box-shadow:0 10px 35px #1414140a}.solution-card:hover{border-color:#d2c9c2;transform:translateY(-5px);box-shadow:0 18px 45px #14141417}.card-icon{width:54px;height:54px;color:var(--red);background:#fae9eb;place-items:center;margin-bottom:28px;font-family:Georgia,serif;font-size:28px;display:grid}.card-label{text-transform:uppercase;letter-spacing:.14em;font-weight:900;color:var(--red)!important;margin:0 0 8px!important;font-size:10px!important}.solution-card h3{margin:0 0 15px;font-size:23px}.solution-card p{color:var(--muted);margin:0;font-size:14px;line-height:1.75}.solution-card a{color:var(--red);margin-top:28px;font-size:13px;font-weight:900;display:inline-block}.guidance{background:var(--paper)}.guidance-grid{grid-template-columns:1.04fr .96fr;min-height:700px;display:grid}.guidance-photo{background:url(/advisor-couple.jpg) 52%/cover no-repeat;min-height:700px}.guidance-copy{align-self:center;padding:86px 20px 70px 76px}.large-copy{color:var(--muted);margin:24px 0 30px;font-size:17px;line-height:1.8}.check-list{margin:0 0 30px;padding:0;list-style:none}.check-list li{border-top:1px solid #ddd5ce;gap:15px;padding:16px 0;display:flex}.check-list li>span{background:var(--red);color:#fff;border-radius:50%;flex:none;place-items:center;width:25px;height:25px;font-size:12px;font-weight:900;display:grid}.check-list strong{font-size:14px}.check-list p{color:var(--muted);margin:4px 0 0;font-size:12px;line-height:1.6}.text-link{color:var(--red);border-bottom:1px solid #e8a7ae;padding-bottom:4px;font-size:13px;font-weight:900}.programs-section{color:#fff;background:#171717}.centered{text-align:center;max-width:760px;margin:0 auto}.centered>p:last-child{color:#aaa;line-height:1.7}.loan-grid{background:#353535;border:1px solid #353535;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:52px;display:grid}.loan-card{background:#202020;min-height:220px;padding:32px}.loan-mark{background:var(--red);width:32px;height:3px;margin-bottom:27px;display:block}.loan-card h3{margin:0 0 12px;font-size:18px}.loan-card p{color:#aaa;margin:0;font-size:13px;line-height:1.75}.center-action{text-align:center;margin-top:42px}.button-dark{background:0 0;border-color:#686868}.button-dark:hover{color:#111;background:#fff;border-color:#fff}.narrow{max-width:650px}.steps-grid{grid-template-columns:repeat(3,1fr);gap:42px;margin-top:60px;display:grid;position:relative}.step{padding-top:20px;position:relative}.step-number{width:54px;height:54px;color:var(--red);border:1px solid #e1c8cc;place-items:center;margin-bottom:26px;font-family:Georgia,serif;font-size:17px;display:grid}.step h3{margin:0 0 13px;font-size:18px}.step p{color:var(--muted);margin:0;font-size:13px;line-height:1.75}.lead-capture{color:#fff;background:linear-gradient(120deg, #a90e21, var(--red) 62%, #dd3445);padding:104px 0;scroll-margin-top:120px}.lead-capture-grid{grid-template-columns:.85fr 1.15fr;align-items:center;gap:85px;display:grid}.lead-intro h2{max-width:520px;font-family:var(--font-playfair), Georgia, serif;letter-spacing:-.035em;margin:0;font-size:clamp(42px,4.5vw,62px);line-height:1.05}.lead-intro>p:not(.eyebrow){color:#ffffffd1;max-width:540px;margin:24px 0 30px;font-size:15px;line-height:1.8}.direct-call{border-left:3px solid #fff9;flex-direction:column;gap:4px;padding-left:18px;display:flex}.direct-call span{color:#ffffffb8;text-transform:uppercase;letter-spacing:.12em;font-size:11px}.direct-call a{font:700 24px/1.4 var(--font-playfair), Georgia, serif}.lead-options{gap:14px;display:grid}.lead-option{min-height:156px;color:var(--ink);background:#fff;grid-template-columns:auto 1fr;align-items:center;gap:24px;padding:30px;transition:all .2s;display:grid}.lead-option:hover{transform:translate(5px);box-shadow:0 18px 40px #48000933}.lead-option-number{width:48px;height:48px;color:var(--red);border:1px solid #efc6ca;place-items:center;font-family:Georgia,serif;display:grid}.lead-option p{color:var(--red);text-transform:uppercase;letter-spacing:.15em;margin:0 0 3px;font-size:10px;font-weight:900}.lead-option h3{margin:0 0 9px;font-size:22px}.lead-option div>span{color:#6a6a6a;font-size:12px;font-weight:700}.lead-privacy{color:#ffffffb3;margin:5px 2px 0;font-size:9px;line-height:1.6}.review-band{background:var(--red);color:#fff;padding:88px 0}.review-grid{grid-template-columns:1fr 1fr;align-items:center;gap:100px;display:grid}.stars{color:#fff;letter-spacing:.25em;margin:0 0 20px;font-size:18px}.review-grid>div:first-child>p:last-child{color:#ffffffc7;max-width:560px;margin:20px 0 0;font-size:14px;line-height:1.7}.review-quote{border-left:1px solid #ffffff59;padding:10px 0 10px 55px}.quote-mark{opacity:.5;height:34px;font:60px/1 Georgia,serif;display:block}blockquote{font-family:var(--font-playfair), Georgia, serif;margin:12px 0 18px;font-size:23px;line-height:1.45}.review-quote p{letter-spacing:.16em;margin:0;font-size:10px;font-weight:900}.faq-section{background:var(--paper);padding:112px 0}.faq-grid{grid-template-columns:.75fr 1.25fr;gap:100px;display:grid}.faq-grid>div:first-child>p:not(.eyebrow){color:var(--muted);margin:24px 0 28px;font-size:14px;line-height:1.8}.faq-list{border-top:1px solid #dcd4cc}details{border-bottom:1px solid #dcd4cc}summary{cursor:pointer;justify-content:space-between;align-items:center;gap:30px;padding:24px 0;font-size:14px;font-weight:800;list-style:none;display:flex}summary::-webkit-details-marker{display:none}summary span{color:var(--red);font-size:22px;font-weight:400;transition:transform .2s}details[open] summary span{transform:rotate(45deg)}details>p{color:var(--muted);margin:-5px 45px 25px 0;font-size:13px;line-height:1.75}.final-cta{color:#fff;background:#171717;padding:88px 0}.final-cta-inner{justify-content:space-between;align-items:center;gap:60px;display:flex}.final-cta h2{max-width:650px}.final-cta p:not(.eyebrow){color:#aaa;margin:18px 0 0}.final-actions{flex-direction:column;align-items:center;gap:18px;display:flex}.button-white{color:#111;background:#fff;border-color:#fff;min-width:210px}.button-white:hover{color:#fff;background:var(--red);border-color:var(--red)}.final-actions>a:last-child{color:#ddd;font-size:12px}footer{background:#fff;padding:70px 0 22px}.footer-grid{grid-template-columns:2fr 1fr 1fr 1fr;gap:55px;padding-bottom:55px;display:grid}.footer-brand img{width:245px}.footer-brand p{max-width:280px;color:var(--muted);margin:20px 0 0;font-size:12px;line-height:1.7}.footer-grid h3{text-transform:uppercase;letter-spacing:.12em;margin:4px 0 20px;font-size:12px}.footer-grid>div:not(.footer-brand) a,.footer-grid>div:not(.footer-brand) span{color:var(--muted);margin:0 0 13px;font-size:12px;display:block}.footer-grid a:hover{color:var(--red)!important}.legal-copy{border-top:1px solid var(--line);border-bottom:1px solid var(--line);align-items:flex-start;gap:18px;padding:28px 0;display:flex}.equal-house{border:2px solid #222;flex:none;place-items:center;width:34px;height:34px;display:grid}.legal-copy p{color:#777;margin:0;font-size:9px;line-height:1.7}.copyright{color:#888;justify-content:space-between;gap:20px;padding-top:22px;font-size:9px;display:flex}@media (width<=980px){nav{display:none}.hero{min-height:640px}.hero-media{background-position:62%}.hero-shade{background:linear-gradient(90deg,#0a0a0ae6,#0a0a0a8f 70%,#0a0a0a33)}.solution-grid,.loan-grid,.steps-grid{grid-template-columns:1fr 1fr}.guidance-grid{grid-template-columns:1fr}.guidance-photo{min-height:560px}.guidance-copy{padding:70px 35px}.faq-grid,.lead-capture-grid{gap:50px}.footer-grid{grid-template-columns:2fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4}}@media (width<=700px){.shell{width:min(100% - 30px,1160px)}.topbar-inner>span,.topbar-links a:last-child{display:none}.topbar-inner{justify-content:center}.nav-wrap{min-height:76px}.brand img{width:180px}.button-small{min-height:42px;padding:0 13px;font-size:11px}.hero{min-height:700px}.hero-media{background-position:69%}.hero-shade{background:linear-gradient(90deg,#0a0a0ae6,#0a0a0aad),linear-gradient(#0000,#0a0a0ab3)}.hero-content{padding:70px 0 45px}h1{font-size:48px}.hero-lead{font-size:16px}.hero-actions{flex-direction:column;align-items:stretch}.hero-proof{flex-direction:column;gap:15px;margin-top:38px}.hero-proof span{border:0;padding:0}.trust-grid{text-align:center;grid-template-columns:1fr;gap:10px;padding:20px 0}.trust-end{text-align:center}.section{padding-top:78px;padding-bottom:78px}.split-head,.solution-grid,.loan-grid,.steps-grid,.review-grid,.faq-grid,.footer-grid{grid-template-columns:1fr}.split-head{gap:24px}.solution-grid{margin-top:35px}.guidance-photo{min-height:430px}.guidance-copy{padding:60px 20px}.loan-card{min-height:auto}.review-grid{gap:48px}.review-quote{border-top:1px solid #ffffff59;border-left:0;padding-top:38px;padding-left:0}.faq-grid{gap:45px}.lead-capture-grid{grid-template-columns:1fr;gap:46px}.final-cta-inner{flex-direction:column;align-items:flex-start}.final-actions{align-items:stretch;width:100%}.footer-grid>div:last-child{grid-column:auto}.footer-grid{gap:32px}.copyright{flex-direction:column}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important}}
