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Home Purchase
Move from offer to closing with clear guidance, responsive communication and financing shaped around your goals.
Get personal guidanceHome financing, made personal
A smart move starts with the right funding.
Local guidance. National lending strength. A more confident path from dreaming about home to holding the keys.
30+ years of lending experiencePersonal guidance from start to closeNo-cost consultations and pre-approvals
More than a mortgage. A well-planned move.
SMARTMOVE POWERED BY CONTOUREqual Opportunity Lender • NMLS #34384
How can we help?
Financing for where you are—and where you’re going.
Every move is different. We make the financing feel clear, personal and manageable from the very first conversation.
Use your equity
Refinance
Explore options to adjust your payment, consolidate debt or put the equity in your home to work.
Get personal guidanceMake it yours
Renovation
Finance a purchase and improvements together—or upgrade the home you already love.
Get personal guidanceThe SmartMove difference
We bring the human side back to home financing.
The numbers matter. So does having a real person who answers the phone, explains the details and keeps your move moving.
- ✓One coordinated team
Your real estate and lending professionals can stay aligned around your goals and timeline.
- ✓Options explained clearly
Understand the tradeoffs and choose a path that fits your full financial picture.
- ✓Local relationships, proven strength
The personal attention of a hometown team, powered by Contour Mortgage.
Explore your options
The right loan should fit your life.
We offer a wide range of mortgage programs and help you understand which ones may suit your goals.
Conventional
Flexible financing for primary homes, second homes and investment properties.
FHA
Accessible down-payment options and flexible qualification guidelines.
VA
Powerful home-financing benefits for eligible veterans and service members.
USDA
Zero-down-payment options for eligible borrowers and qualifying rural areas.
Jumbo
Purpose-built financing for higher-value homes and larger loan amounts.
Condos & Co-ops
Specialized guidance for the unique approval requirements of attached homes.
Your goals come first
What would you like to do?
Share a few details with Chris Carbone’s HomeSmart team. We’ll personally connect you with the right SmartMove lending professional—without sending you through a generic lender website.
Prefer to speak directly?Call 914-251-4141
A clear path forward
Simple steps. Strong support.
You’ll always know what comes next—and who to call when you have a question.
01
Start the conversation
Tell us where you are in your journey. A SmartMove lending professional will listen first, then map the best next step.
02
Get prepared
We’ll help you understand your options, documents and buying power—so you can move with confidence.
03
Move toward closing
Clear updates and coordinated support keep your financing moving from application through closing day.
★★★★★
Trusted by thousands of homeowners.
Contour Mortgage has earned more than 5,000 certified reviews and over 500 five-star Google reviews.
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Our promise is simple: thoughtful guidance, honest answers and a team that treats your move like it matters—because it does.
THE SMARTMOVE STANDARD
Good questions
Start with what you need to know.
Still wondering what your first move should be? Call us. There’s no obligation and no cost for a consultation or pre-approval.
Call 914-251-4141What’s the difference between pre-qualification and pre-approval?+
Pre-qualification is an early estimate based on information you share. Pre-approval typically involves a more thorough review of your credit, income, assets and debts—and may give sellers greater confidence in your offer.
How much do I need for a down payment?+
It depends on the loan program, property and your qualifications. Some eligible buyers may have low- or even zero-down-payment options. We’ll help you compare the full cost—not just the down payment.
Can I finance home renovations?+
Yes. Renovation financing may allow eligible buyers or homeowners to include certain improvement costs in the financing. Program rules vary, so an early conversation is important.
Does checking my options obligate me to borrow?+
No. Consultations and pre-approvals are available without cost or obligation. Your lending professional can explain when a credit review may be required.
Ready when you are
Let’s make your next move a SmartMove.
Tell us your goal and we’ll connect you with the right lending professional.